After you create your list of expenses, you can figure out the finances. This step is crucial to creating your holiday budget. Essentially, you need to find out how much you can afford to spend on this list.

Owning a home has always been a staple dream for many Americans, young and old.

An 80-year long study from Harvard found that the #1 secret to happiness is building and maintaining strong relationships and connections with others. Find out how your personal finances and spending habits are related!