Banking for a
new Generation
Envel® is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.**
founded at

pre-seed funding by

What our customers are saying?
4.6 Appstore Rating
Top budgeting tool
This app is absolutely amazing! It’s very user friendly and easy to use. I have used several apps that manage money, bills, etc but this one is the most user friendly with AI & a banking card to keep you within your budget, which I have yet to see with other apps! I would give it more stars if I could.
Max M.
A banking app that listens!
I have to say I am most pleased with Envel. It works well, and the support is amazing. Love the fact they have a community site and Discord channel and they even join in and listen to us. I’ve known places, community sites or not they don’t seem to listen well or not at all. Envel keeps updating the app and giving us bigger and better features, (many we’ve asked for). So, with that, I can say I am making Envel my default bank.
John M.
Autopilot helped me reach my savings goals!
Just wanted to share that I’ve met not one, not two, but THREE of my short term savings goals since switching to Envel in January, and I’ve gone from having no long term savings to having $1500. I think one of the things that’s helped me in Envel is that all I had to do was turn on autopilot - the rest of the saving has happened without me being any the wiser.
Nina L.
Banking that prioritizes users over profit
@envel_ai - You made me leave my old traditional bank @BankofAmerica who only feeds itself, like other traditional banks, on interests and fees. Your product is gorgeously designed, and uses the finest and latest technologies to assist me #banking #bank #ai
Moncef F.
Awesome app! And amazing company!
Envel is changing the banking world. The way the app helps you save money and organize things is amazing! Also they really listen to their users. If you have a problem or suggestions they will actually listen and implement them as necessary. Give them a try you will be pleasantly surprised!
Ian P.
Great user interface!
The interface is awesome, especially for a banking app. They make personal finance something you don’t have to loathe! Excited to see all the additional features that they add on overtime
Kathryn P.
Top budgeting tool
This app is absolutely amazing! It’s very user friendly and easy to use. I have used several apps that manage money, bills, etc but this one is the most user friendly with AI & a banking card to keep you within your budget, which I have yet to see with other apps! I would give it more stars if I could.
Max M.
A banking app that listens!
I have to say I am most pleased with Envel. It works well, and the support is amazing. Love the fact they have a community site and Discord channel and they even join in and listen to us. I’ve known places, community sites or not they don’t seem to listen well or not at all. Envel keeps updating the app and giving us bigger and better features, (many we’ve asked for). So, with that, I can say I am making Envel my default bank.
John M.
Autopilot helped me reach my savings goals!
Just wanted to share that I’ve met not one, not two, but THREE of my short term savings goals since switching to Envel in January, and I’ve gone from having no long term savings to having $1500. I think one of the things that’s helped me in Envel is that all I had to do was turn on autopilot - the rest of the saving has happened without me being any the wiser.
Nina L.
Banking that prioritizes users over profit
@envel_ai - You made me leave my old traditional bank @BankofAmerica who only feeds itself, like other traditional banks, on interests and fees. Your product is gorgeously designed, and uses the finest and latest technologies to assist me #banking #bank #ai
Moncef F.
Awesome app! And amazing company!
Envel is changing the banking world. The way the app helps you save money and organize things is amazing! Also they really listen to their users. If you have a problem or suggestions they will actually listen and implement them as necessary. Give them a try you will be pleasantly surprised!
Ian P.
Great user interface!
The interface is awesome, especially for a banking app. They make personal finance something you don’t have to loathe! Excited to see all the additional features that they add on overtime
Kathryn P.
Top budgeting tool
This app is absolutely amazing! It’s very user friendly and easy to use. I have used several apps that manage money, bills, etc but this one is the most user friendly with AI & a banking card to keep you within your budget, which I have yet to see with other apps! I would give it more stars if I could.
Max M.
Envel card
Manage your card through your Envel app.
UP TO 99 ENVELOPES
Organize your money into Envelopes and link your card to pay
SAVE AUTOMATICALLY
Create envelopes for your short or long term goals
TURN AUTOPILOT ON
Split your money on Autopilot and get spending guidance
QUICK TRANSACTIONS
Send and receive money instantly
SECURITY
Privacy & protection
Your accounts are FDIC insured up to $250,000 through nbkc bank, Member FDIC
Envel uses secure processes to protect your information and help prevent unauthorized use
GOODBYE FEES
No monthly fees, overdraft or minimum balance
featured in

featured in
title sponsors of
platinum sponsors of
member of
founded at

pre-seed funding by
featured in

featured in
title sponsors of
platinum sponsors of
member of
founded at

pre-seed funding by
featured in

featured in
title sponsors of
platinum sponsors of
member of
**Banking services provided by nbkc bank, Member FDIC. The Envel Visa® Debit Card is issued by nbkc bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.